Who this is for
- Your firm pays or receives large sums by bank transfer.
- Payment instructions arrive by email: supplier invoices, client deposits, closing funds.
- Your bookkeeper is busy, and invoices are due.
When we'd tell you not to bother
If your bank already calls to confirm every new payee, and your team never skips it, you're covered. If you rarely pay by transfer, there's little to guard.
Where it breaks
- Invoice arrives
- Thread continues
- New details sentNobody compares them with the old ones.
- Looks normal
- Paid
A supplier you've paid for years sends an invoice. A few emails later, their bank has changed.
The address looks right unless you look closely. The invoice is due, so it gets paid.
In construction, it's a subcontractor's draw. In property management, it's a vendor payment. In a law firm, it's the closing wire.